The Increase in Foreclosures in the United States and Leadership Accountability: A Cross-Sectional Correlational Study
by Mendez, Carlos A., D.B.A., UNIVERSITY OF PHOENIX, 2011, 114 pages; 3480215

Abstract:

This cross-sectional correlational study involves investigating what factors determine the increase in foreclosures in the 50 states of the United States during 2008. The variables associated with foreclosures include unemployment rate, change in house value, median household income, and median sales price. Leadership accountability and deregulation by relaxing underwriting rules play an important role of developing subprime mortgage market. The literature review includes articles that support the predictor variables by studying the issue of foreclosure before and after the subprime era. Data collection includes factual data of public databases during 2008. Cross-sectional correlations show a significant correlation among changes in house value and foreclosures during 2008. Findings indicate no statistical relationship exists among unemployment rate, median household income, and median sales price with foreclosures.
 
AdviserZhenhu Jin
SchoolUNIVERSITY OF PHOENIX
SourceDAI/A 73-01, p. , Oct 2011
Source TypeDissertation
SubjectsManagement; Finance; Banking
Publication Number3480215
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